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Mortgage Loan Approval Federal Housing loan requirements federal home Loan Bank Capital Requirements Final Rule. – SUMMARY: The federal housing finance Agency (FHFA) is issuing this final rule to adopt as its own portions of the regulations of the federal housing finance board (finance Board) pertaining to the capital requirements for the Federal Home Loan Banks (Banks).The final rule carries over most of the existing Finance Board regulations without material change, but substantively revises the credit.

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