Buying A House In Houston With Bad Credit Texas Home Loans With No Down Payment Fha House Qualifications FHA cash out refinance guidelines and mortgage rates for 2019 – FHA loans require a DTI 43 percent or less unless significant compensating factors are present, such as high credit scores or lots of equity in the house. In these cases, a DTI of up to 50 is.texas home loans With No Down Payment – Contents maximum home loan Finance corporation (seth) offers texas residents texas heroes home loan program: Congress. fees competing subprime loans max home Loan Amount The maximum home loan amount you can get depends on your credit worthiness and borrowing potential determined in terms of the norms and standards of the bank.Fha Buying Guidelines Tx Loans Guide to Texas Student Loans, Scholarships, and Grants. – These Texas student loans are open to residents enrolled at least part-time in an approved academic program. The loan is issued based on having a credit rating above 650, or with the assistance of a cosigner. It currently offers a relatively low annual interest rate of 6.60%, with terms of 10 years for anything under $30,000, and 20 years for.