The loan-to-value ratio on a typical apartment building loan will be between 75% – 80% and we offer fixed rates for up to 30 years. The loan-to-value ratio on a typical commercial mortgage loan will be 70% – 75% with terms up to 25 years.
Obtaining a mortgage for an investment property isn’t the same as securing a mortgage for a one-unit primary residence. Interest rates are generally higher, and the requirements you must meet for financing are typically more stringent.
Investment Property Loans & financing california. rental Property Loans. 37 Years of Experience. Fixed Rates from 8.00%. Points from 1.5. No Junk Fees.
Best Property For Investment fha loan duplex Owner Occupied Why an FHA-Financed Duplex is an Ideal First Investment – FHA is the only owner occupied loan you can get for a duplex that will allow a low down payment (3.5% as of March 2015), that doesn’t require landlord experience and that will count the future rental income from the other half of the duplex to help you qualify for a loan.