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Most of the mortgages I can afford are for first time buyers (e.g. smaller deposit requred). As I am now on my own, and it will be the first time that I have been the sole home owner, am I a first time buyer?? No. Check the Treasury’s definition. You can try and get away with it, but is 1% worth the lingering worry of getting done for fraud?
If you are not considered a first-time buyer now, you may be considered a first-time home buyer later, once the four-year period has passed. For example , if in 2013 you sold the home you lived in before, you may be able to participate in 2018 or if you sold the home in 2014, you may be able to participate in 2019.
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Best Answer: If you have not owned a home for 36 months or more, you could be considered a first time homebuyer under some programs. You only need to show a two year history on your 1003 for where you’ve lived, so if it says renter for at least two years, you’re good.
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When you think of a first time home buyer, you probably think of someone who never purchased a home before.This is the literal definition of the term. There are other people who may fall into the category and not realize it. Each mortgage program has their own guidelines regarding who they consider a first-time buyer.
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The first-time home buyer program of the California Housing Finance Agency, or CalFHA, also considers anyone who has not owned a home in the previous three years to be first-time home buyers.
In fact, the very first BBQ that I hosted happened the same year that Portal came out. That’s sort of blowing my mind right.